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Common Questions about Being Sued in a Debt Collection Case

These are common questions about being sued in a debt collection case. 

Questions about Being Sued in a Debt Collection Case

Am I uncollectible?

You might be uncollectible if all of these conditions apply to you:

  • You have limited income that only comes from specific sources
  • You have limited assets and/or savings 
  • You don’t have any money left over after you pay your bills to pay your debts

Read the article Are You Uncollectible? to learn more.

Will I always be uncollectible?

If your situation changes you may stop being uncollectible.

If you find a job, inherit money, or win the lottery, your creditor might try to get money from you by suing you. If a creditor gets a judgment, it will be able to garnish your accounts or income, or to seize whatever assets you might then have. Read An Overview of Garnishments to learn more.